Malkia Account


For the woman with clear ambition, drive and goals

Are you the next generation thinker and go-getter, ready to take off to limitless success? Malkia Account is a unique savings plan designed especially for women like you.

With a Malkia Account, you will be able to meet all your financial obligations, as well as personal goals and dreams. Whether it be in investment, education, business, or health, you can save a small amount every month and over time accumulate a larger sum that is sufficient for  your bigger ambitions!

Malkia Account can now be applied through SimBanking App.

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5 great features of our Malkia Account

  • It can be opened and operated in TZS or USD

  • You only need TZS 5,000 or an equivalent amount in USD as the minimum opening balance  

  • Your interest is calculated and paid monthly. 

  • No monthly and transactional charges for you

  • You get emergency loans of up to 90% of the deposits.

4 great reasons to open a Malkia Account

  • It is the premier choice of a desirable saving plan 

  • You receive attractive returns on deposits through compounding interest paid monthly 

  • You receive preferential discount rates of up to 15% on insurance premium products purchased from CRDB Bank 

  • You are eligible for emergency loans of up to 90% of the deposits to meet short term financial obligations without having to touch your savings. 

To open an account:

  • Be a woman aged 18 years and over

  • Have any of the Valid ID (NIDA ID/Number, Voter ID, Passport, Driver’s License or Zanzibar ID)


Yes, a Malkia customer is eligible for a non-linked Visa/MasterCard

No, Currently Malkia customers do not have access to the SIM Banking facility.

Yes, Malkia does offer competitive credit interest.

Customers can deposit through CRDB Branches, Wakala, or through transfer from one account to another, transfer from another bank, and or transfer from MNOs to CRDB bank

Yes, Malkia customer can request for a statement, showing account activities, the cost of which will be as per the approved CRDB Tariff guide

Yes, Malkia customers can set up standing instructions from their CRDB personal account to their Malkia account.

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