MSE Loans


These are small ticket facilities issued to formal and informal micro and small enterprises with target to grow and expand small and sustainable business. 

  • Applicants can borrow from TZS 500,000 to a maximum of TZS 50,000,000;
  • It provides funds for working capital and micro investment needs;
  • Competitive interest rates and affordable terms;
  • The bank provides advisory services to borrowers;
  • Borrowing can be secured against traditional or nontraditional securities;
  • Repayment period is up to 24 months to accommodate the pressures and needs of micro and small entrepreneurs in line with their cash flow

  • Applicants must be at least 18 years of age;
  • At least 6 months experience in the same business;
  • Must be located within the vicinity of CRDB branch;
  • Must have a steady cash flow;
  • Applicants must have a premise owned or rented.
  • Applicants must open or have a business account - HODARI Account.

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