Jijenge Mortgage Loan

7 great reasons to apply

• Opportunity to own your dream house in the shortest time.

• Get up to 90% of the property value.

• Affordable interest rates.

• Gives you peace of mind—pay little by little for up to 20 years.

• Ability to revise monthly repayments enables you to clear the loan faster (e.g., when your income changes).

• The loan is insured with Mortgage Protection Cover (in case of death or disability).

• Allows you to transfer mortgage loans from other banks.

To apply, you need…

• A copy of an approved ID or a valid Tanzanian passport.

• Two passport-size photos.

The following documents (if employed):

• Letter of introduction from your employer.

• Certified payslips for the last 6 months.

• Bank statements for the last 6 months from the account where your salary is paid.

If self-employed:

• Business history, profile, and background.

• Audited books of accounts for the last 3 years.

• Projected cash flows, balance sheet, and profit and loss account for the next 3 years.

• Bank statements (any bank) for the last 12 months.

• Full details of all borrowings and facilities advanced from other institutions.

For Tanzanite customers:

• Copy of residence/work permit.

• Employment contract or letter from the Ministry of Foreign Affairs (for Foreign Affairs employees).

To apply, you need…

• A copy of an approved ID or a valid Tanzanian passport.

• Two passport-size photos.

• The following documents

For employed:

• Letter of introduction from your employer.

• Certified payslips for the last 6 months.

• Bank statements for the last 12 months from the account where your salary is paid.

For self-Employed

• Business history, profile, and background.

• Audited books of accounts for the last 3 years.

• Projected cash flows, balance sheet, and profit and loss account for the next 3 years.

• Bank statements (any bank) for the last 12 months.

• Full details of all borrowings and facilities advanced from other institutions.

For Tanzanite customers

• Copy of work permit.

• Valid biometric Tanzanian passport.

• Employment contract or letter from the Ministry of Foreign Affairs (for Foreign Affairs employees).

• Copies of your three most recent salary slips.

• Bank statements for the last 12 months from the account where your salary is routed.

• Proof of address.

Additional requirements for non-citizen Tanzanian diaspora:

• National identity card issued by a country other than URT.

• Passport issued by a country other than URT.

• Driving license issued by a country other than URT.

• Voter’s registration card issued by a country other than URT.

• Employee identification card.

• Visit any CRDB Bank branch countrywide to enquire about Jijenge.

• Download the Jijenge application form, print it, fill it out, and return it to any CRDB Bank branch.