Investment Financing

Overview

These are loans for acquisition of items that are used for investment purposes in business such as construction of business premises, storage and other business capital related expenditures and investments.

  •  Applicants can borrow from TZS 1,000,000 to a maximum of TZS 5,000,000,000
  •  Grace period of up to 1 year is provided depending on nature of business and cash flow.
  •  Competitive interest rates and flexible terms.
  •  Advisory services to borrowers on business skills.
  •  Flexibility in repayments ranging from 6 months to 60 months or more depending on the credit purpose, purpose and anticipated cash flows.
  •  Flexible and appropriate installment terms matching with nature of businesses cash flows.

  •  Applicant must own agribusiness which have existed in operations for a period not less than 12 months
  •  Equity contribution not less than 25%- 35% required on asset loan
  •  Applicant must operate legally and licensed by all respective authorities
  •  Good business performance for at least 2 years and have met the repayment within specified time.
  •  Good track record of banking conduct
  •  Applicants must open or have a CRDB Business Account i.e. HODARI Account or CRDB Biashara Account.

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