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Jijenge

Overview

Jijenge loans are long term loans issued to customers of CRDB Bank for the purpose of constructing, purchasing, or equity release.

CRDB Bank offers the best Jijenge mortgage package to Tanzanian Diasporas worldwide with a Tanzanite Account for either Home Purchase or refinance by means of Equity Release.

  • Opportunity to own your dream house within the shortest period without the long wait for your personal saving to be enough to own your dream house
  • Affordable interest rates
  • Maximum loan: TZS 1,000,000,000/= or USD 300,000
  • Longer repayment period of up to 20 years
  • Ability to budget your income and pay a small amount of monthly instalment for a longer period 
  • Ability to revise monthly repayments enables you to clear loan faster e.g. when your income changes

Documents Required;

  • Active Tanzanite Account
  • Employment contract
  • Introduction letter from employer
  • Utility bill (Water, power, rental lease)
  • Copy of current salary slips 
  • Bank statement to where salary is routed
  • Copy of employment ID together with Copy of NIDA
  • Copy of passport and residence/work permit 


For the intended house you wish to purchase, you will need to provide the following; 

  • Copy of title deed 
  • Copy of sales agreement/offer letter 
  • Down payment receipt -You will need to pay 10% of the price of the house 
  • Valuation Report (Valuer Should be from the list of CRDB Bank approved valuer)

FAQs

Download jijenge application forms from the Bank’s website www.crdbbank.co.tz , print, fill the form and return through [email protected] . Visit any CRDB Bank branch countrywide

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