All Risk Insurance


This policy covers an insured property whilst at any location within the territorial limits stated in the policy. It covers fire, theft, or any other misfortune subject to certain exclusions such as a mechanical or electrical breakdown. It is suitable for office equipment such as computers, photocopiers, calculators, fax machines and the like.

Contractor’s All Risks (CAR) & Plant All Risks Insurance (PAR)

  • The CAR policy provides compensation to contractors in the event of there being damage to construction work from a wide range of perils such as fire, earthquake, and impact before the construction is complete.
  • The PAR Policy provides cover against the contractor’s plant and machinery, including mobile plant equipment such as excavators, graders, tippers, and the like.

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