CRDB Lipa Hapa


A merchant service that enable a business to accept payment from customers using card (VISA, UPI and MasterCard) or mobile phone.

POS (Point of Sale)

  • Accept card payments by tapping customer card or a mobile phone; or dipping card on the POS

QR Code /Lipa Namba

  • Accept digital payment through Quick Response code (QR) or Lipa Namba from mobile phone.

Online Gateway

  • Accept online payments on your website or App securely from customers with Visa, Union Pay(UPI), and MasterCard cards.

  • Payments are credited direct into your bank account
  • Convenient and flexible way of accepting payment
  • No more queues, no more counting of bills or giving change to customers
  • POS, QR Stickers & Stand, Configurations and marketing materials are provided for free
  • Less cash handling hence less risk from viral infection, theft and counterfeits
  • Accepts payment from all banks with Visa, Union Pay-UPI and MasterCard
  • Accepts payment from all mobile network operators
  • Free trainings and dedicated relationship manager
  • Free on email tips about business


  • An established business or store
  • A bank account


  • An established business or store
  • A bank account 
  • A permanent address of business & valid business license

Online Gateway

  • An established business or store
  • A bank account 
  • A permanent address of the business & valid business license
  • Secured website or app that supports online payments


Yes, all type of cards, Visa, UPI and MasterCard can be accepted when using our POS and Payment Gateway

No, customers are not charged any fee.

Yes, Lipa Namba provides the capability of accepting payment from Mobile Network Operators and other banks too

No, a customer is not charged a fee. However, a customer will incur normal MNO charges when paying from Mobile Network Operators.

As a customer to retry the transaction since the last transaction shall be reversed to the customer account within a minute.

You might also be interested in