CRDB Lipa Hapa
Maelezo
CRDB Lipa Hapa inawawezesha wafanyabiashara wenye biashara ndogo na kubwa kupokea malipo kwa urahisi na usalama kutoka kwa wateja wao wenye kadi za malipo au Simu za mkononi.
Huduma hii inatumika katika, Sehemu za Burudani na Michezoni, Hospitali, Maduka ya Dawa, Maduka ya Chakula na Vinywaji, Hoteli, Maduka ya Nguo & Viatu, Maduka ya Nyama, nk.
Wateja wenye kadi za VISA, UPI , MasterCard, AMEX, MAESTRO na CIRRUS au watumiaji wa SimBanking na Mitandao ya Simu wanaweza kulipa kuja katika akaunti yako moja ya benki.
Huduma
POS (Point of Sale)
QR Code /Lipa Namba
Online Gateway
Pokea malipo ya kadi au simu kwa kugusisha au kuingiza kadi kwa wateja wenye Visa, Union Pay (UPI), MasterCard, AMEX, Maestro na Cirrus.
Pokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan au kulipa kwa Lipa Namba.
Tunailiwezesha duka lako kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki (Visa, MasterCard & AMEX).
Mahitaji ya Kupata huduma
Mahitaji
POS
QR/Lipa Namba
Online
Mtoa Huduma awe na biashara halali au duka
✓
✓
✓
Akaunti ya benki
✓
✓
✓
Anuani na leseni ya biashara
✓
✓
✓
Biashara ambayo inauza bidhaa au huduma mtandaoni
✓
Awe na kitambulisho halali (Kupiga Kura, NIDA)
✓
POINT OF SALE (POS) SOLUTION
A point-of-sale terminal (POS terminal) is an electronic device used to accept card payments by swiping, tapping or dipping the card (Plastic or Virtual) on the terminal. The Bank has a smart POS terminal with high transactions processing speed in the market.
Multi-payment Options: Supports debit/Prepaid/credit cards and contactless payments (NFC) payments.
Card Scheme Accepted: VISA, AMEX, UPI, MASTERCARD, MAESTRO, CIRRUS cards.
Real-time Transaction Processing: Instant authorization and reporting for seamless sales tracking.
Receipt Printing: Automatically prints/reprint receipts or offers digital receipts via SMS.
Portable Models & Smart POS: Wireless POS options for flexibility in your store layout and mobility (if required).
Currency Supported: USD and TZS
ECR: Electronic Cash Register integrated solution
DCC: Dynamic Currency Conversion solution
Enhanced In-store Experience: Accept card payments (debit/prepaid/credit) securely and efficiently at your physical store, improving customer convenience and satisfaction.
Faster Transactions: Minimize wait times with swift card processing and ensure smooth customer experiences.
Secure Payments: Our POS terminals are EMV-compliant, which means they use the latest encryption standards to protect both merchants and customers from fraud.
Increased Sales: By offering card payments, you open your business to a wider range of customers who prefer using cards over cash.
- Settlements: The payments are settled into the Merchant account in real time or according to merchants’ requirements.
Legitimate Business: Established legitimate businesses trading goods or services.
KYC: A permanent business physical address, Valid business license, TIN certificate and Signed Terms and Conditions.
- Merchant Account: Merchants must have a bank account within the country
ONLINE PAYMENT GATEWAY (ECOMMERCE)
Businesses accepting payments online (Card Not Present) can be provided with a Payment Gateway, an e-commerce solution that will enable them to accept credit/debit/prepaid cards securely via their website or mobile app.
Card Acceptance: Accepts VISA, AMERICAN EXPRESS, Union Pay (UPI) and MasterCard
Customizable Checkout: Flexible checkout options to match your branding.
Recurring Billing: Supports subscription-based payments for businesses that offer services/products on a recurring basis.
Fraud Prevention Tools: Advanced security features like 3D Secure, CVV validation, and real-time fraud monitoring to minimize chargebacks and fraudulent transactions.
Mobile-Friendly: Optimized for mobile devices, ensuring a smooth payment experience for customers using smartphones.
Pay by Link & Invoicing: Capability of sharing a link or QR Code to your customers where the payment can be completed with linked amount
Reports & Reconciliation: Ability for a merchant to perform real time reconciliations and monitoring through Merchant Portal, additionally Internet banking facility can be provided for statement viewing
- Integration: Provision of Standard API that can be integrated easily with any software/application
Global Reach: Allow customers to pay from anywhere in the world via your e-commerce site, broadening your customer base.
Seamless Integration: Our gateway integrates easily with all major shopping cart platforms and websites.
Security & Compliance: PCI DSS-compliant, ensuring that all online payments are processed securely.
- Multiple Payment Options: Accept credit, debit and prepaid cards, making your business more accessible to a wider audience.
E-commerce Platform: A website or mobile app with e-commerce functionality.
Secure Hosting: A secure, SSL-encrypted site to ensure customer data protection.
Bank Account: A business bank account bank within Tanzania, linked to your online payment gateway.
Integration Support: A developer or technical team to integrate the payment gateway with your website (optional for third-party platform users).
- Legitimate Business: The company should be running a legal registered business.
QR CODE & LIPA NAMBA
CRDB TANQR (Tanzania QR), enables merchants to accept payments from customers electronically by scanning the QR Code from their mobile devices or through the USSD menu using the Lipa Namba.
Instant Payments: Payments are processed in real time and directly transferred to your account.
Customizable QR Codes: Generate unique codes for specific transactions, products, or locations for easier tracking and promotion.
- No Hardware Needed: Accept payments using just your mobile device or tablet by generating a QR code.
Convenience: Customers can pay quickly by scanning a QR code with their mobile banking app, reducing friction at the point of sale, or use the Allias (Lipa Namba) for payment.
Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.
Cost-effective: No need for additional hardware or expensive infrastructure; a simple QR code can facilitate payments directly to your business account.
Easy to Implement: Just generate the QR code and display it for customers to scan or dial the USSD for Lipa Namba through your SimBanking App.
- Self Service: Access to view the transactions and QR Code via SimBanking app
Legitimate Business: Established legitimate businesses trading goods or services.
Mobile Device: A smartphone or tablet capable of displaying a QR code for payment.
Bank Account: A CRDB bank account linked to the QR payment system.
HOSPITAL BUSINESS
The solution enables hospitals that wishes to receive payments electronically using a directly connected banking system to their Hospital Management System.
Instant Payments: Payments are processed in real time and directly transferred to your account.
Convenience: Customers can pay direct to your bank account
- Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.
Provide Health Service: Must be a health service provider (Hospital, Pharmacy, Dispensary etc.)
CRDB Bank Account: The hospital must have a bank account with CRDB Bank
Minimum Total Value per Month: Must have a total of TZS10+ Million, a monthly cash collection
- Cashier Room: Must have a provision of dedicated room for payment operation
HOW TO JOIN/ONBOARD:
Complete the merchant onboarding form and provide necessary business documents via our or use your SimBanking App.
CRDB MERCHANT APPLICATION | CRDB ONLINE
For QR Merchants Customers they can use their SimBanking App to request for service
Open SimBanking App>Services>Merchant Services>Generate QR
CRDB Lipa Hapa inawawezesha wafanyabiashara wenye biashara ndogo na kubwa kupokea malipo kwa urahisi na usalama kutoka kwa wateja wao wenye kadi za malipo au Simu za mkononi.
Huduma hii inatumika katika, Sehemu za Burudani na Michezoni, Hospitali, Maduka ya Dawa, Maduka ya Chakula na Vinywaji, Hoteli, Maduka ya Nguo & Viatu, Maduka ya Nyama, nk.
Wateja wenye kadi za VISA, UPI , MasterCard, AMEX, MAESTRO na CIRRUS au watumiaji wa SimBanking na Mitandao ya Simu wanaweza kulipa kuja katika akaunti yako moja ya benki.
Huduma
POS (Point of Sale) |
QR Code /Lipa Namba |
Online Gateway |
|
|
|
Pokea malipo ya kadi au simu kwa kugusisha au kuingiza kadi kwa wateja wenye Visa, Union Pay (UPI), MasterCard, AMEX, Maestro na Cirrus. |
Pokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan au kulipa kwa Lipa Namba. |
Tunailiwezesha duka lako kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki (Visa, MasterCard & AMEX). |
Mahitaji ya Kupata huduma
Mahitaji
|
POS | QR/Lipa Namba |
Online
|
Mtoa Huduma awe na biashara halali au duka
|
✓
|
✓
|
✓
|
Akaunti ya benki
|
✓
|
✓
|
✓
|
Anuani na leseni ya biashara
|
✓
|
✓
|
✓
|
Biashara ambayo inauza bidhaa au huduma mtandaoni
|
|
|
✓
|
Awe na kitambulisho halali (Kupiga Kura, NIDA)
|
|
✓
|
|

A point-of-sale terminal (POS terminal) is an electronic device used to accept card payments by swiping, tapping or dipping the card (Plastic or Virtual) on the terminal. The Bank has a smart POS terminal with high transactions processing speed in the market.
Multi-payment Options: Supports debit/Prepaid/credit cards and contactless payments (NFC) payments.
Card Scheme Accepted: VISA, AMEX, UPI, MASTERCARD, MAESTRO, CIRRUS cards.
Real-time Transaction Processing: Instant authorization and reporting for seamless sales tracking.
Receipt Printing: Automatically prints/reprint receipts or offers digital receipts via SMS.
Portable Models & Smart POS: Wireless POS options for flexibility in your store layout and mobility (if required).
Currency Supported: USD and TZS
ECR: Electronic Cash Register integrated solution
DCC: Dynamic Currency Conversion solution
Enhanced In-store Experience: Accept card payments (debit/prepaid/credit) securely and efficiently at your physical store, improving customer convenience and satisfaction.
Faster Transactions: Minimize wait times with swift card processing and ensure smooth customer experiences.
Secure Payments: Our POS terminals are EMV-compliant, which means they use the latest encryption standards to protect both merchants and customers from fraud.
Increased Sales: By offering card payments, you open your business to a wider range of customers who prefer using cards over cash.
- Settlements: The payments are settled into the Merchant account in real time or according to merchants’ requirements.
Legitimate Business: Established legitimate businesses trading goods or services.
KYC: A permanent business physical address, Valid business license, TIN certificate and Signed Terms and Conditions.
- Merchant Account: Merchants must have a bank account within the country

Businesses accepting payments online (Card Not Present) can be provided with a Payment Gateway, an e-commerce solution that will enable them to accept credit/debit/prepaid cards securely via their website or mobile app.
Card Acceptance: Accepts VISA, AMERICAN EXPRESS, Union Pay (UPI) and MasterCard
Customizable Checkout: Flexible checkout options to match your branding.
Recurring Billing: Supports subscription-based payments for businesses that offer services/products on a recurring basis.
Fraud Prevention Tools: Advanced security features like 3D Secure, CVV validation, and real-time fraud monitoring to minimize chargebacks and fraudulent transactions.
Mobile-Friendly: Optimized for mobile devices, ensuring a smooth payment experience for customers using smartphones.
Pay by Link & Invoicing: Capability of sharing a link or QR Code to your customers where the payment can be completed with linked amount
Reports & Reconciliation: Ability for a merchant to perform real time reconciliations and monitoring through Merchant Portal, additionally Internet banking facility can be provided for statement viewing
- Integration: Provision of Standard API that can be integrated easily with any software/application
Global Reach: Allow customers to pay from anywhere in the world via your e-commerce site, broadening your customer base.
Seamless Integration: Our gateway integrates easily with all major shopping cart platforms and websites.
Security & Compliance: PCI DSS-compliant, ensuring that all online payments are processed securely.
- Multiple Payment Options: Accept credit, debit and prepaid cards, making your business more accessible to a wider audience.
E-commerce Platform: A website or mobile app with e-commerce functionality.
Secure Hosting: A secure, SSL-encrypted site to ensure customer data protection.
Bank Account: A business bank account bank within Tanzania, linked to your online payment gateway.
Integration Support: A developer or technical team to integrate the payment gateway with your website (optional for third-party platform users).
- Legitimate Business: The company should be running a legal registered business.

CRDB TANQR (Tanzania QR), enables merchants to accept payments from customers electronically by scanning the QR Code from their mobile devices or through the USSD menu using the Lipa Namba.
Instant Payments: Payments are processed in real time and directly transferred to your account.
Customizable QR Codes: Generate unique codes for specific transactions, products, or locations for easier tracking and promotion.
- No Hardware Needed: Accept payments using just your mobile device or tablet by generating a QR code.
Convenience: Customers can pay quickly by scanning a QR code with their mobile banking app, reducing friction at the point of sale, or use the Allias (Lipa Namba) for payment.
Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.
Cost-effective: No need for additional hardware or expensive infrastructure; a simple QR code can facilitate payments directly to your business account.
Easy to Implement: Just generate the QR code and display it for customers to scan or dial the USSD for Lipa Namba through your SimBanking App.
- Self Service: Access to view the transactions and QR Code via SimBanking app
Legitimate Business: Established legitimate businesses trading goods or services.
Mobile Device: A smartphone or tablet capable of displaying a QR code for payment.
Bank Account: A CRDB bank account linked to the QR payment system.

The solution enables hospitals that wishes to receive payments electronically using a directly connected banking system to their Hospital Management System.
Instant Payments: Payments are processed in real time and directly transferred to your account.
Convenience: Customers can pay direct to your bank account
- Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.
Provide Health Service: Must be a health service provider (Hospital, Pharmacy, Dispensary etc.)
CRDB Bank Account: The hospital must have a bank account with CRDB Bank
Minimum Total Value per Month: Must have a total of TZS10+ Million, a monthly cash collection
- Cashier Room: Must have a provision of dedicated room for payment operation

Complete the merchant onboarding form and provide necessary business documents via our or use your SimBanking App.
CRDB MERCHANT APPLICATION | CRDB ONLINE
For QR Merchants Customers they can use their SimBanking App to request for service
Open SimBanking App>Services>Merchant Services>Generate QR
POS (Point of Sale)
- Pokea malipo ya kadi au simu kwa kugusisha na kuingiza kadi kwa wateja wenye Visa, Union Pay (UPI) au MasterCard.
QR au Lipa Namba
- Pokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan au kulipa kwa Lipa Namba.
Kupokea hela mtandoni
- Tunawezesha biashara yako kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki (Visa, UPI au MasterCard).
- Malipo yote yanaingizwa katika akaunti yako ya benki
- Huduma ni ya haraka na uhakika
- Hakuna kupanga foleni, kuhesabu bili au kutoa chenji kwa wateja wako
- Huduma inaongeza usalama katika utunzwaji wa pesa zako za mauzo kwa kuepuka wizi ama upotevu
- Utapata POS, QR Stand, Kuunganishwa tovuti yako na Stika mbali mbali bure
- Utapokea malipo kutoka benki zote duniani zenye Visa, Union Pay-UPI na MasterCard
- Utapokea malipo kutoka kwa watumiaji wa mitandao ya simu yote
- Utapata meneja uhusiano maalumu na mafunzo bure kila wakati
- Taarifa za bure kupitia barua pepe kuhusu biashara
Ujumbe wa kufungia
Tupo tayari kushirikiana nawe na kukuza biashara yako kwa kutumia huduma ya kupokea malipo yenye usalama na uhakika, kwa kuifanya bishara yako kupokea malipo kwa kadi na simu ya mkononi
Kwa maulizo
Maswali
Unaweza kupendezwa na
CRDB Wakala
Kuza biashara yako kwa kutoa huduma za kifedha kwa niaba ya Benki ya CRDB
Internet Banking
Pata taarifa ya akaunti yako ya biashara na kufanya miamala popote muda wowote.