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CRDB Lipa Hapa

Maelezo

CRDB Lipa Hapa inawawezesha wafanyabiashara wenye biashara ndogo na kubwa kupokea malipo kwa urahisi na usalama kutoka kwa wateja wao wenye kadi za malipo au Simu za mkononi.

Huduma hii inatumika katika, Sehemu za Burudani na Michezoni, Hospitali, Maduka ya Dawa, Maduka ya Chakula na Vinywaji, Hoteli, Maduka ya Nguo & Viatu, Maduka ya Nyama, nk.

Wateja wenye kadi za VISA, UPI , MasterCard, AMEX, MAESTRO na CIRRUS au watumiaji wa SimBanking na Mitandao ya Simu wanaweza kulipa kuja katika akaunti yako moja ya benki.


Huduma

POS (Point of Sale)
 QR Code /Lipa Namba
 Online Gateway



Pokea malipo ya kadi au simu kwa kugusisha au kuingiza kadi kwa wateja wenye Visa, Union Pay (UPI), MasterCard, AMEX, Maestro na Cirrus.

Pokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan au kulipa kwa Lipa Namba.

Tunailiwezesha duka lako kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki (Visa, MasterCard & AMEX).


Mahitaji ya Kupata huduma

Mahitaji
POS QR/Lipa Namba
 Online
Mtoa Huduma awe na biashara halali au duka
✓
✓
✓
Akaunti ya benki
✓
✓
✓
Anuani na leseni ya biashara
✓
✓
✓
Biashara ambayo inauza bidhaa au huduma mtandaoni


✓
Awe na kitambulisho halali (Kupiga Kura, NIDA)

✓

POINT OF SALE (POS) SOLUTION

A point-of-sale terminal (POS terminal) is an electronic device used to accept card payments by swiping, tapping or dipping the card (Plastic or Virtual) on the terminal. The Bank has a smart POS terminal with high transactions processing speed in the market.

  • Multi-payment Options: Supports debit/Prepaid/credit cards and contactless payments (NFC) payments.

  • Card Scheme Accepted: VISA, AMEX, UPI, MASTERCARD, MAESTRO, CIRRUS cards.

  • Real-time Transaction Processing: Instant authorization and reporting for seamless sales tracking.

  • Receipt Printing: Automatically prints/reprint receipts or offers digital receipts via SMS.

  • Portable Models & Smart POS: Wireless POS options for flexibility in your store layout and mobility (if required).

  • Currency Supported: USD and TZS

  • ECR: Electronic Cash Register integrated solution

  • DCC: Dynamic Currency Conversion solution

  • Enhanced In-store Experience: Accept card payments (debit/prepaid/credit) securely and efficiently at your physical store, improving customer convenience and satisfaction.

  • Faster Transactions: Minimize wait times with swift card processing and ensure smooth customer experiences.

  • Secure Payments: Our POS terminals are EMV-compliant, which means they use the latest encryption standards to protect both merchants and customers from fraud.

  • Increased Sales: By offering card payments, you open your business to a wider range of customers who prefer using cards over cash.

  • Settlements: The payments are settled into the Merchant account in real time or according to merchants’ requirements.

  • Legitimate Business: Established legitimate businesses trading goods or services.

  • KYC: A permanent business physical address, Valid business license, TIN certificate and Signed Terms and Conditions.

  • Merchant Account: Merchants must have a bank account within the country
ONLINE PAYMENT GATEWAY (ECOMMERCE)

Businesses accepting payments online (Card Not Present) can be provided with a Payment Gateway, an e-commerce solution that will enable them to accept credit/debit/prepaid cards securely via their website or mobile app.

  • Card Acceptance: Accepts VISA, AMERICAN EXPRESS, Union Pay (UPI) and MasterCard

  • Customizable Checkout: Flexible checkout options to match your branding.

  • Recurring Billing: Supports subscription-based payments for businesses that offer services/products on a recurring basis.

  • Fraud Prevention Tools: Advanced security features like 3D Secure, CVV validation, and real-time fraud monitoring to minimize chargebacks and fraudulent transactions.

  • Mobile-Friendly: Optimized for mobile devices, ensuring a smooth payment experience for customers using smartphones.

  • Pay by Link & Invoicing: Capability of sharing a link or QR Code to your customers where the payment can be completed with linked amount

  • Reports & Reconciliation: Ability for a merchant to perform real time reconciliations and monitoring through Merchant Portal, additionally Internet banking facility can be provided for statement viewing

  • Integration: Provision of Standard API that can be integrated easily with any software/application

  • Global Reach: Allow customers to pay from anywhere in the world via your e-commerce site, broadening your customer base.

  • Seamless Integration: Our gateway integrates easily with all major shopping cart platforms and websites.

  • Security & Compliance: PCI DSS-compliant, ensuring that all online payments are processed securely.

  • Multiple Payment Options: Accept credit, debit and prepaid cards, making your business more accessible to a wider audience.

  • E-commerce Platform: A website or mobile app with e-commerce functionality.

  • Secure Hosting: A secure, SSL-encrypted site to ensure customer data protection.

  • Bank Account: A business bank account bank within Tanzania, linked to your online payment gateway.

  • Integration Support: A developer or technical team to integrate the payment gateway with your website (optional for third-party platform users).

  • Legitimate Business: The company should be running a legal registered business.
QR CODE & LIPA NAMBA

CRDB TANQR (Tanzania QR), enables merchants to accept payments from customers electronically by scanning the QR Code from their mobile devices or through the USSD menu using the Lipa Namba.

  • Instant Payments: Payments are processed in real time and directly transferred to your account.

  • Customizable QR Codes: Generate unique codes for specific transactions, products, or locations for easier tracking and promotion.

  • No Hardware Needed: Accept payments using just your mobile device or tablet by generating a QR code.

  • Convenience: Customers can pay quickly by scanning a QR code with their mobile banking app, reducing friction at the point of sale, or use the Allias (Lipa Namba) for payment.

  • Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.

  • Cost-effective: No need for additional hardware or expensive infrastructure; a simple QR code can facilitate payments directly to your business account.

  • Easy to Implement: Just generate the QR code and display it for customers to scan or dial the USSD for Lipa Namba through your SimBanking App.

  • Self Service: Access to view the transactions and QR Code via SimBanking app

  • Legitimate Business: Established legitimate businesses trading goods or services.

  • Mobile Device: A smartphone or tablet capable of displaying a QR code for payment.

  • Bank Account: A CRDB bank account linked to the QR payment system.

HOSPITAL BUSINESS

The solution enables hospitals that wishes to receive payments electronically using a directly connected banking system to their Hospital Management System.

  • Instant Payments: Payments are processed in real time and directly transferred to your account.

  • Convenience: Customers can pay direct to your bank account

  • Cashless Transactions: Promote cashless experience at the business, reducing the need for cash handling and the risk of theft.

  • Provide Health Service: Must be a health service provider (Hospital, Pharmacy, Dispensary etc.)

  • CRDB Bank Account: The hospital must have a bank account with CRDB Bank

  • Minimum Total Value per Month: Must have a total of  TZS10+ Million, a monthly cash collection

  • Cashier Room: Must have a provision of dedicated room for payment operation
HOW TO JOIN/ONBOARD:

Complete the merchant onboarding form and provide necessary business documents via our  or use your SimBanking App.

CRDB MERCHANT APPLICATION | CRDB ONLINE

For QR Merchants Customers  they can use their SimBanking App to request for service

Open SimBanking App>Services>Merchant Services>Generate QR

PATA LIPA HAPA WASILIANA NASI

POS (Point of Sale)

  • Pokea malipo ya kadi au simu kwa kugusisha na kuingiza kadi kwa wateja wenye Visa, Union Pay (UPI) au MasterCard.

QR  au Lipa Namba

  • Pokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan au kulipa kwa Lipa Namba.

Kupokea hela mtandoni

  • Tunawezesha biashara yako kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki (Visa, UPI au MasterCard).

  • Malipo yote yanaingizwa katika akaunti yako ya benki
  • Huduma ni ya haraka na uhakika
  • Hakuna kupanga foleni, kuhesabu bili au kutoa chenji kwa wateja wako
  • Huduma inaongeza usalama katika utunzwaji wa pesa zako za mauzo kwa kuepuka wizi ama upotevu
  • Utapata POS, QR Stand, Kuunganishwa tovuti yako na Stika mbali mbali bure
  • Utapokea malipo kutoka benki zote duniani zenye Visa, Union Pay-UPI na MasterCard
  • Utapokea malipo kutoka kwa watumiaji wa mitandao ya simu yote
  • Utapata meneja uhusiano maalumu na mafunzo bure kila wakati
  • Taarifa za bure kupitia barua pepe kuhusu biashara

Ujumbe wa kufungia

Tupo tayari kushirikiana nawe na kukuza biashara yako kwa kutumia huduma ya kupokea malipo yenye usalama na uhakika, kwa kuifanya bishara yako kupokea malipo kwa kadi na simu ya mkononi

Kwa maulizo

[email protected]

Maswali

Ndio, kadi za Visa, UPI na MasterCard kutoka Benki zote zinaweza kulipa katika huduma zetu

Hapana, hakuna makato yoyote wakati wa kulipa na kadi.

Ndio, kupitia Lipa Namba, hii inamuwezesha mteja kulipa kwa kutumia mitandao ya simu au benki nyingine.

Hapana, mteja hakatwi makato ya ziada wakati akilipa. Ingawa, mteja anaweza kukatwa makato ya ziada ikiwa atatumia mitandao ya simu.

Muombe mteja ajaribu tena muamala, kwakuwa muamala wa awali utarudishwa ndani ya muda mchache.

Huduma inayoiwezesha biashara kupokea malipo kutoka kwa wateja wenye kadi (VISA, UPI, AMEX, MasterCard, CIRRUS na MAESTRO) au simu.

Biashara inaweza kupewa POS (Point Of Sale), Online Payment Gateway, QR Code au Lipa Namba kutokana na aina ya biashara husika.

Mtoa Huduma awe na biashara halali au duka, Akaunti ya benki, Anuani na leseni ya biashara, Biashara ambayo inauza bidhaa au huduma mtandaoni.

Biashara ambayo inauza bidhaa katika Tovuti/Mtandaoni au App, Mtoa Huduma awe na biashara halali, Akaunti ya benki, Anuani na leseni ya biashara.

Biashara yoyote ambayo yenye Akaunti ya benki ya CRDB, Anuani na leseni ya biashara.

Kifaa kinachotumika kupokea malipo ya kadi au simu kwa kugusisha au kuingiza kadi kwa wateja.

Ni njia ya kupokea malipo kutoka kwa wateja wanaotumia simu za mkononi, ambapo wataweza kuscan.

Njia ya kupokea malipo kutoka kwa wateja wanaotumia simu za mkononi, kulipa kwa kuingiza Lipa Namba katika App au menyu za USSD katika simu.

Ni huduma inayoiwezesha biashara ambayo inauza bidhaa au huduma mtandaoni kupitia tovuti au app kupokea malipo kwa watumiaji wenye kadi za benki

Ndio, kadi za Visa, UPI na MasterCard kutoka Benki zote zinaweza kulipa katika huduma zetu

Hapana, hakuna makato yoyote wakati wa kulipa na kadi.

Ndio, kupitia Lipa Namba, hii inamuwezesha mteja kulipa kwa kutumia mitandao ya simu au benki nyingine.

Muombe mteja ajaribu tena muamala, kwakuwa muamala wa awali utarudishwa ndani ya muda mchache.

Unaweza kutembelea tawi la CRDB lililokaribu nawe au kubonyeza link hii https://online.crdbbank.co.tz/apply/merchant/form

Unaweza kupendezwa na