Mkopo wa Wafanyakazi

Maelezo

Kopa, ujiendeleze.

Je, umeajiriwa Serikalini au kwenye sekta binafsi na unahitaji mkopo ili kutimiza mipango yako mbalimbali kama vile kuanzisha biashara, kujiendeleza kielimu, kununua gari n.k.? Tupo kwa ajili yako!

Pata Mkopo wa Mfanyakazi wa hadi TZS 100 Milioni ndani ya saa 24 na viwango nafuu vya riba hadi asilimia 14 na muda wa marejesho wa hadi miaka 7.

6 great reasons to apply for our Personal Loans

  • Loan acquired in one day allowing you to take advantage of opportunities as they come
  • Freedom to choose interest rate between 13% – 16% calculated on reducing balance
  • Long repayment period up to 9 years     
  • No collateral required
  • Top up available whenever you want
  • Loan attached with life insurance cover
  • Allows transfer of loans from other banks and HESLB

Terms of our Personal Loans

  • The minimum amount is TZS. 1,500,000 and the maximum amount is TZS. 200,000,000
  • Subject to completion of all requirements, the loan shall be granted within 48 hours of working days.
  • The interest rate is from 13% p.a.
  • Other fees include a loan facility fee of 1.25% of the loan amount and insurance Fees 0.75% of the loan amount.
  • The maximum loan duration is 108 months. Other terms and conditions apply.
  • You can top up the loan and borrow as many times as needed within your credit ratio
  • Early payment is allowed by the customer once the customer notifies the bank through writing.
  • Application for personal loans are done at branches or CRDB Wakala

To apply, you need..

  • To be an employee of the Government or selected private institutions aged between 18 – 60 years employed under contract or permanent terms.
  • Your salary Slips for the last three months
  • Your identity Proof documents i.e Employee ID and valid government-issued IDs
  • An introduction letter from your employer.
  • An appointment letter and confirmation letter.
  • Your employment contract for renewal.

To apply for Personal Loan

  • Visit any nearby CRDB Bank Branch

Please  contact us through the following detail


Maswali

Utapokea SMS inayothibitisha kuwa mkopo wako tayari umehifadhiwa kwenye akaunti yako. Timu yetu ya huduma kwa wateja inaweza kukujulisha kupitia simu.

Hapana, wateja wanapaswa kuomba mara baada ya kuwa na mkataba wa makubaliano.

Kwa bahati mbaya, huwezi kukopa zaidi ya kiwango cha juu.

Malipo hayo yanatakiwa kulipwa kila mwezi baada ya kulipwa mshahara.

Ndio, kwa kuweka pesa kwenye akaunti yako ya mshahara kisha uiagize benki kupitia barua nia yako ya kulipa mkopo.

Kwa bahati mbaya, hii hairuhusiwi.

Kwa bahati mbaya hii haiwezekani kwa mikopo isiyo na dhamana.

Ndio inahitajika kuelewa vigezo na masharti ili kujua vizuri Bidhaa. Vile vile utapewa vigezo na masharti wakati wa mchakato wa maombi ya mkopo.

Unaweza kupendezwa na