MSE Asset Financing
Maelezo
Is a financing solution extended to MSE customers to finance acquisition of motorcycles, three wheelers and other business vehicles. It involves a set of property relations, where one party (Lessor -Bank) provides assets for use by another party (lessee- Customer) for a definite period and in return for periodic payments. The assets are registered in joint names with the bank and repayment is amortized over a fixed period that is agreed in advance.
Is a financing solution extended to MSE customers to finance acquisition of motorcycles, three wheelers and other business vehicles. It involves a set of property relations, where one party (Lessor -Bank) provides assets for use by another party (lessee- Customer) for a definite period and in return for periodic payments. The assets are registered in joint names with the bank and repayment is amortized over a fixed period that is agreed in advance.
Loan amount up to TZS 20 million.
Competitive interest rates and affordable terms.
Flexible repayment terms i.e. weekly and monthly.
Granted grace period up to six months.
Offers option to raise capital through acquisition of working asset with optimal resource allocations.
Matched Maturity as structuring of repayment is done such that loan term is within asset recommended useful life.
Insurance premium financing for the asset financed.
Customers with established businesses
Willing to contribute to the cost of asset acquisition as required.
Applicants must open or have a CRDB Business Account i.e. Hodari Account.
Unaweza kupendezwa na
Mkopo wa SME Bidii
Hii ni bidhaa iliyobuniwa kumuwezesha mfanyabiasha mdogo na mfanyabiashara wa kati kuweza kukidhi mahitaji yao ya mtaji wa uwekezaji.
Mkopo wa Malkia
Pendekezo la CRDB Malkia ni kifurushi cha bidhaa na huduma zilizopo za benki zilizounganishwa pamoja na kulengwa katika kuimarisha ufikiaji wa wanawake wa huduma za kifedha na zisizo za kifedha.
MSE Loans
These are small ticket facilities issued to formal and informal micro and small enterprises with target to grow and expand small and sustainable business.
Mkopo wa Komboa
Komboa mizigo yako iliyokwama bandarini na uendelee na biashara yako kupitia Mkopo wa CRDB Bank Komboa.
Overdraft Facilities
The Overdraft Facility gives entrepreneurs financial flexibility to allow businesses to meet working capital needs.
Local Purchase Order Finance
Short-term transaction-based loan used to improve customer’s business
Invoice Discounting Finance
IDF allows SME businesses to borrow funds against confirmed unpaid invoices
Certificate Discounting Finance
CDF allows SME customers to borrow funds against unpaid Certificates
SME Asset Financing
Is a financing solution extended to customers to finance investments in specific assets.
Investment Financing
These are loans for acquisition of items that are used for investment purposes