Mkopo wa Malkia
Maelezo
Pendekezo la CRDB Malkia ni kifurushi cha bidhaa na huduma zilizopo za benki zilizounganishwa pamoja na kulengwa katika kuimarisha ufikiaji wa wanawake wa huduma za kifedha na zisizo za kifedha. Pendekezo linatoa suluhisho za kifedha za ushindani kwa wanawake ili kuongeza upandaji wa wanawake kwenda Benki.
Pendekezo la CRDB Malkia ni kifurushi cha bidhaa na huduma zilizopo za benki zilizounganishwa pamoja na kulengwa katika kuimarisha ufikiaji wa wanawake wa huduma za kifedha na zisizo za kifedha. Pendekezo linatoa suluhisho za kifedha za ushindani kwa wanawake ili kuongeza upandaji wa wanawake kwenda Benki.
1. MSE Malkia
- Caters for both registered and unregistered business;
- The loan type includes working capital, investment loan, and asset financing;
- The loan amount is up to TZS. 50Million;
- Competitive and affordable interest rate of 14%;
- Repayment period of up to 24 months
- Flexible collateral requirements;
- No application fee required
- Minimum six (6) months business experience
- Term loan
2. SME Malkia
- Caters for registered business;
- Loan type including working capital, investment loan, and asset financing.
- Loan amount from Above TZS. 50Million up to TZS.3 Billion;
- The competitive and affordable interest rate of 14% for loans up to TZS. 100Million and 17% for loan amount above TZS.100 Million;
- Repayment period of up to 60 months depending on the loan type
- Flexible collateral requirements;
- No application fee is required;
3. Retail Agribusiness
- Caters for both registered and unregistered business;
- Loan type includes working capital, investment loan, and asset financing;
- Loan amount of up to TZS. 200- 3BLN BN;
- The competitive and affordable interest rate of 14% for loans up to TZS. 100Mn and 17% for loan amount above TZS.100Mn both on reducing basis;
- Repayment period of up to 60 months depending on loan type;
- Flexible collateral requirements;
- No application fee is required;
- Minimum six (6) months business experience;
- Flexible loan repayment schedule according to business needs.
Who are eligible borrowers?
- Women with registered or unregistered business
- The borrower must be a woman age 18 to 70 years
- Must have an existing business for at least for 6 Months
- Must own business at least by 50% or more
- Must be active in business not merely having a share
What are the required business documents?
- Registered
- Business License
- Tin Certificate
- Unregistered
- Machinga ID
- Soko letter
- Local business permits
Maswali
Unaweza kupendezwa na
Mkopo wa SME Bidii
Hii ni bidhaa iliyobuniwa kumuwezesha mfanyabiasha mdogo na mfanyabiashara wa kati kuweza kukidhi mahitaji yao ya mtaji wa uwekezaji.
MSE Loans
These are small ticket facilities issued to formal and informal micro and small enterprises with target to grow and expand small and sustainable business.
Mkopo wa Komboa
Komboa mizigo yako iliyokwama bandarini na uendelee na biashara yako kupitia Mkopo wa CRDB Bank Komboa.