Akaunti ya Dhahabu

Maelezo

Aina ya akaunti ya kuwekeza inayompa mteja nafasi ya kuwekeza kwa kudunduliza kila mara mpaka mda wa kuwekeza utakapofika mwisho.

Akaunti ya Dhahabu can now be applied through SimBanking App.

Pakua Sasa

10 great features of our Dhahabu Account

  • Operating currency: TZS only
  • The minimum opening balance is TZS 100,000
  • Minimum account tenure is 3 years and maximum of 20 years.
  • Interest is accrued monthly and paid semi-annually
  • Withdrawal is upon maturity
  • No charges on withdrawal or monthly charges
  • Emergency loan of up to 80% of the invested amount. 
  • You can make deposit at any time  
  • Uplifting deposit above 5 years NO penalty

 

7 reasons to open a Dhahabu Account

  • Tenure selection flexibility  
  • Fund Security  
  • No Monthly Fees or withdrawal fees  
  • Joint operation is allowed 
  • Ability to save and fulfill long term financial plans  
  • Preferential interest rates
  • Bonus Interest for tenures above 10 years
  • Discount on premium for Insurance policies including Life Insurance which are issued by CRDB Bank

To open the account, you must

  • Be a customer aged 18 years and above
  • Have two passport size photographs (For customer with no NIDA ID/Number)
  • Have a valid ID (NIDA ID, Voters ID, Passport, Driver’s licence, Zanzibar ID)

Maswali

Hapana, mteja wa DHAHABU hawezi kupata kadi ya malipo ya CRDB.

Hapana, mteja wa DHAHABU hawezi kupata kitabu cha gundi.

Hapana, akaunti ya DHAHABU haina kituo cha Benki ya SIM.

Wateja wanaweza kuweka pesa kupitia njia tofauti kama vile CRDB Wakala, matawi ya CRDB, uhamisho unaoingia kutoka benki zingine au kutoka akaunti ya CRDB na au MNOs.

Ndio, mteja wa DHAHABU anaweza kupata mkopo wa dharura wa hadi 80% ya salio la akaunti baada ya miezi sita

Ndio, wateja wa DHAHABU wanaweza kuomba taarifa, kuonyesha shughuli wakati wa kipindi kilichoombwa.

Hapana, DHAHABU haina ada yoyote ya kufanya kazi (ada ya kila mwezi, au ada ya kujiondoa)

Hapana, DHAHABU haina mipaka ya miamala.

Ndio, Mteja wa Dhahabu anaweza kuweka maagizo ya kusimama (Bure) kutoka akaunti yao ya kibinafsi ya CRDB hadi akaunti yao ya Dhahabu.

Unaweza kupendezwa na