Invoice Discounting Finance
Maelezo
IDF allows SME businesses to borrow funds against confirmed unpaid invoices raised either after partial or complete implementation of contract that will be paid by employer or Client in the near future as [er prescribed time, terms and conditions in the invoice.
IDF allows SME businesses to borrow funds against confirmed unpaid invoices raised either after partial or complete implementation of contract that will be paid by employer or Client in the near future as [er prescribed time, terms and conditions in the invoice.
Loan amount of up to 70% of supplier’s tax invoice value excluding tax.
Maximum loan is TZS 5 billion or USD equivalent.
Loans be issued on TZS or USD (depending on the repayment sources).
The loan tenor is 30 to 90 days (Depending on the terms of certificate raised and LPO or Sales Contracts).
Competitive interest rates and affordable terms.
Customers with good track records in Account conduct and credit history.
Customer with previous successfully executed invoice discount contracts from reputable Buyer/Client.
Acceptable invoices are those from reputable organizations with history of settling their obligations within acceptable timeline.
Invoices with outstanding payments below 60 days.
Applicants must open or have SME CRDB Business Account i.e. CRDB Biashara Account.
Unaweza kupendezwa na
Mkopo wa SME Bidii
Hii ni bidhaa iliyobuniwa kumuwezesha mfanyabiasha mdogo na mfanyabiashara wa kati kuweza kukidhi mahitaji yao ya mtaji wa uwekezaji.
Mkopo wa Malkia
Pendekezo la CRDB Malkia ni kifurushi cha bidhaa na huduma zilizopo za benki zilizounganishwa pamoja na kulengwa katika kuimarisha ufikiaji wa wanawake wa huduma za kifedha na zisizo za kifedha.
MSE Loans
These are small ticket facilities issued to formal and informal micro and small enterprises with target to grow and expand small and sustainable business.
Mkopo wa Komboa
Komboa mizigo yako iliyokwama bandarini na uendelee na biashara yako kupitia Mkopo wa CRDB Bank Komboa.
MSE Asset Financing
Is a financing solution extended to MSE customers to finance acquisition of business vehicles.
Overdraft Facilities
The Overdraft Facility gives entrepreneurs financial flexibility to allow businesses to meet working capital needs.
Local Purchase Order Finance
Short-term transaction-based loan used to improve customer’s business
Certificate Discounting Finance
CDF allows SME customers to borrow funds against unpaid Certificates
SME Asset Financing
Is a financing solution extended to customers to finance investments in specific assets.
Investment Financing
These are loans for acquisition of items that are used for investment purposes