Ufadhili wa Biashara
Maelezo
Ufadhili Unaozingatia Shariah ili kusaidia biashara iliyopo au mpya kwa kununua bidhaa au mali zinazohitajika na mteja kutoka kwa wasambazaji waliokubaliwa na kuziuza kwa mteja kwa faida kwa kutumia Mkataba wa Murabaha.
Asset and Project Financing
A Shariah Compliant Financing for acquiring assets/items to support existing or new business by purchasing the assets required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
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- Underlying Contract is Murabaha.
- Assets/items must be Shariah Compliant.
- Finance of movable or immovable Asset/items.
- Tenor:
- Up to seven (7) years for asset financing.
- Up to 10 years for project financing
- Up to 20 years for Mortgage
- Grace Period: up to 36 months for project financing and up to 12 months for Asset Financing depending on eligibility.
- Offered to legally existing business or new.
- Offered to individuals, sole proprietors, partnerships, trustees, companies etc.
Shariah Compliant Financing.
Opportunity to grow your asset
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Customer may be required to place 20% of purchase cost as commitment fund.
Working Capital Financing (inventory)
A Shariah Compliant Financing for working capital (inventory) to supplement existing business by purchasing the goods required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
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Underlying Contract is Murabaha.
Goods must be Shariah Compliant
Tenor: up to two years.
Offered to legally existing business.
Offered to individuals, sole proprietors, partnerships, trustees, companies etc.
Shariah Compliant Financing.
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Ufadhili Unaozingatia Shariah ili kusaidia biashara iliyopo au mpya kwa kununua bidhaa au mali zinazohitajika na mteja kutoka kwa wasambazaji waliokubaliwa na kuziuza kwa mteja kwa faida kwa kutumia Mkataba wa Murabaha.
A Shariah Compliant Financing for acquiring assets/items to support existing or new business by purchasing the assets required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
- Underlying Contract is Murabaha.
- Assets/items must be Shariah Compliant.
- Finance of movable or immovable Asset/items.
- Tenor:
- Up to seven (7) years for asset financing.
- Up to 10 years for project financing
- Up to 20 years for Mortgage
- Grace Period: up to 36 months for project financing and up to 12 months for Asset Financing depending on eligibility.
- Offered to legally existing business or new.
- Offered to individuals, sole proprietors, partnerships, trustees, companies etc.
Shariah Compliant Financing.
Opportunity to grow your asset
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Customer may be required to place 20% of purchase cost as commitment fund.
A Shariah Compliant Financing for working capital (inventory) to supplement existing business by purchasing the goods required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
Underlying Contract is Murabaha.
Goods must be Shariah Compliant
Tenor: up to two years.
Offered to legally existing business.
Offered to individuals, sole proprietors, partnerships, trustees, companies etc.
Shariah Compliant Financing.
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Unaweza kupendezwa na
Akaunti ya Biashara
Huduma ya kibenki inayoyozingatia kanuni na taratibu zote za kiislamu kwa wafanyabiashara
Al - Barakah Corporate Current Account
An account specifically designed to service the corporate entities.
Al - Barakah SME Current Account
An account specifically designed to service the SMEs.
Al - Barakah Bidii Current Account
Al - Barakah Kilimo Fahari Current Account
An account specifically designed to support the growth of financial services to rural communities
Al - Barakah Hodari Current Account
Enterprise current account dedicated for Micro-Small Enterprises MSE segment.
Al - Barakah Nia Moja Account (VICOBA)
An account designed for VICOBA and small groups
Working Capital Financing (inventory)
A Shariah Compliant Financing for working capital (inventory)