Bidhaa za Ufadhili
Maelezo
Ufadhili Unaozingatia Shariah kwa ajili ya kupata mali/vitu kwa matumizi ya kibinafsi kwa kununua mali/vitu vinavyohitajika na mteja kutoka kwa wasambazaji waliokubaliwa na kumuuza mteja huyo kwa faida kwa kutumia Mkataba wa Murabaha.
Uwezeshaji wa Hajj na Umrah
Uwezeshwaji wa Hajj na Umrah ni huduma maalum inayotolewa na Benki ya CRDB kwa wateja wake wanaotaka kwenda kutekeleza ibada ya Hajj na Umrah katika mji mtakatifu wa Makkah. Uwezeshwaji huu unakupa wewe mteja wetu fursa ya kuitimiza ibada hiyo unapohitaji kwa utaratibu mzuri wa malipo kidogo kidogo ya hadi miaka mitatu
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- Uwezeshwaji unafuata misingi ya Shariah
- Uwezeshwaji unatolewa kwa wateja walioajiriwa, waliojiajiri na wastaafu
- Wateja waajiriwa wanaweza kuwezeshwa hadi 80% ya gharama
- Wateja waliojiajiri wanaweza kuwezeshwa hadi 5O% ya gharama
- Kipindi cha malipo ni hadi miaka mitatu
- Kiwango cha juu cha mkopo ni
- TZS Milioni 30 kwa mteja mmoja
- Unapata amani ya nafsi kwa sababu uwezeshaji unafuata misingi ya Shariah
- Unapata fursa ya kufanya ibada ya Hajj au Umrah wakati unaohitaji
- Unaweza kulipa kidogo kidogo kulingana na kipato chako
- Lazima mteja awe na akaunti na CRDB Al Barakah
- Mteja awe na umri wa baina ya miaka 18 na 80
- Mteja muajiriwa awe na angalau 20% ya gharama za Hajj au Umrah katika akaunti yake
- Mteja aliejiajiri awe na angalau 50% ya gharama za Hajj au Umrah katika akaunti yake
Personal Financing
A Shariah Compliant Financing for acquiring assets/items for personal use by purchasing the assets/items required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
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Underlying Contract is Murabaha.
Assets/items must Shariah Compliant.
Finance of movable or immovable Asset/item
Finance for both, Salary Based Government related entities, and Private entities.
Tenor: up to seven years for government employees and up to five years for private entities employees.
Maximum grace period: 2 months
Offered to Salaried individuals
Shariah Compliant Financing.
Fulfil your needs or dreams.
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Open Account and pass the Salary through CRDB Al Barakah Banking.
Ufadhili Unaozingatia Shariah kwa ajili ya kupata mali/vitu kwa matumizi ya kibinafsi kwa kununua mali/vitu vinavyohitajika na mteja kutoka kwa wasambazaji waliokubaliwa na kumuuza mteja huyo kwa faida kwa kutumia Mkataba wa Murabaha.
Uwezeshwaji wa Hajj na Umrah ni huduma maalum inayotolewa na Benki ya CRDB kwa wateja wake wanaotaka kwenda kutekeleza ibada ya Hajj na Umrah katika mji mtakatifu wa Makkah. Uwezeshwaji huu unakupa wewe mteja wetu fursa ya kuitimiza ibada hiyo unapohitaji kwa utaratibu mzuri wa malipo kidogo kidogo ya hadi miaka mitatu
- Uwezeshwaji unafuata misingi ya Shariah
- Uwezeshwaji unatolewa kwa wateja walioajiriwa, waliojiajiri na wastaafu
- Wateja waajiriwa wanaweza kuwezeshwa hadi 80% ya gharama
- Wateja waliojiajiri wanaweza kuwezeshwa hadi 5O% ya gharama
- Kipindi cha malipo ni hadi miaka mitatu
- Kiwango cha juu cha mkopo ni
- TZS Milioni 30 kwa mteja mmoja
- Unapata amani ya nafsi kwa sababu uwezeshaji unafuata misingi ya Shariah
- Unapata fursa ya kufanya ibada ya Hajj au Umrah wakati unaohitaji
- Unaweza kulipa kidogo kidogo kulingana na kipato chako
- Lazima mteja awe na akaunti na CRDB Al Barakah
- Mteja awe na umri wa baina ya miaka 18 na 80
- Mteja muajiriwa awe na angalau 20% ya gharama za Hajj au Umrah katika akaunti yake
- Mteja aliejiajiri awe na angalau 50% ya gharama za Hajj au Umrah katika akaunti yake
A Shariah Compliant Financing for acquiring assets/items for personal use by purchasing the assets/items required by customer from agreed suppliers and sell the same to customer on profit using Murabaha Contract.
Underlying Contract is Murabaha.
Assets/items must Shariah Compliant.
Finance of movable or immovable Asset/item
Finance for both, Salary Based Government related entities, and Private entities.
Tenor: up to seven years for government employees and up to five years for private entities employees.
Maximum grace period: 2 months
Offered to Salaried individuals
Shariah Compliant Financing.
Fulfil your needs or dreams.
Existence of registered business for not less than a year
Supportive cashflow
Adequate security coverage.
Open Account and pass the Salary through CRDB Al Barakah Banking.
- Mkataba wa msingi ni Murabaha.
- Mali/vitu lazima Vitii Shariah.
- Fedha za Mali/kipengee kinachohamishika au kisichohamishika
- Fedha kwa vyombo vyote viwili, Mashirika yanayohusiana na Serikali kulingana na Mishahara, na Mashirika ya Kibinafsi.
- Tenor: hadi miaka saba kwa wafanyikazi wa serikali na hadi miaka mitano kwa wafanyikazi wa mashirika ya kibinafsi.
- Muda wa juu zaidi wa matumizi: miezi 2
- Imetolewa kwa watu binafsi wanaolipwa
- Ufadhili Unaokubaliwa na Shariah.
- Timiza mahitaji au ndoto zako.
- Kuwepo kwa biashara iliyosajiliwa kwa muda usiopungua mwaka mmoja
- Mtiririko wa pesa unaounga mkono
- Ulinzi wa kutosha wa usalama.
- Fungua Akaunti na upitishe Mshahara kupitia Benki ya CRDB Al Barakah.
Unaweza kupendezwa na
Uwezeshaji wa Hajj na Umrah
Hajj and Umrah Financing offers customers the opportunity to perform their pilgrimage in Makkah with flexible repayment terms of up to three years, making it easier to fulfill this important act of worship
Takaful Insurance
Takaful is a system of mutual assistance and protection based on Islamic principles and values
Al - Barakah Current Account
A Shariah Compliant cheque account designed to facilitate payments
Al - Barakah Premier Current/Saving Account
This is the account for mid-high-end individuals in middle class
Al - Barakah Premier Plus Current/Saving Account
This is the account for high end individuals like Senior Government Officials
Al - Barakah Savings Account
Provides an opportunity to grow deposits through savings
Al - Barakah Salary Saving Account
A savings account designed to facilitate salary payments for employees
Al - Barakah Scholar Savings Account
A savings account designed for students
Al - Barakah Malkia Saving Account
A unique saving plan designed for women
Al - Barakah Junior Jumbo Saving Account
A savings account specifically designed to enable parents and/or guardians conveniently save for their children
Al - Barakah Young Money Teens Saving Account
A savings account suitable for students aged 13-17 years old
Al - Barakah Busara Saving Account
A savings account designed specifically for shareholders of CRDB Bank and companies registered by DSE which pay their dividends through CRDB Bank
Al - Barakah Fahari Saving Account
A saving account specifically designed for customers who are sensitive to some of the bank charges.
Al - Barakah Senior Citizen Account
A savings account dedicated to retirees from both government and the private sector.
Al - Barakah Fahari Kilimo Account
An account specifically designed to support individual farmers on saving and transactions.
Al - Barakah Tanzanite Account
A savings account specifically designated for Tanzanians who are living abroad
Al - Barakah HAJJ & Umrah Savings Account
The account is an ideal savings account to save for the purpose of performing the Holy Pilgrimage
Personal Financing
A Shariah Compliant Financing for acquiring assets/items for personal use
Individual Takaful
Individual Term Deposit and Investment
Sukuk
Akaunti Binafsi
Huduma za kibenki ambazo zinatii kanuni na taratibu za biashara za Kiislamu.