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Akaunti ya Muda Maalum

Maelezo

Weka fedha kwa muda maalum.

Aina ya akaunti ya kuwekeza inayompa mteja nafasi ya kuwekeza kwa Muda Maalum. Vipindi vilivyo ainishwa ni miezi 3, au 6 au 12 au 24. Mteja anapata riba nzuri kwa akiba/fedha alizoweka


JIUNGE SASA

Akaunti ya Muda Maalum Can now be applied via SimBanking App.

Pakua Sasa

6 great features of our Fixed Deposit Account

  • Funds are invested in fixed period
  • Interest is paid on maturity
  • Investment duration ranges from  3 or 6 or 12 or 24 months
  • Fixed Deposit receipt is given to a customer as certificate of deposits 
  • It can be opened in either of TZS, USD, EURO or GBP
  • Premature withdrawal attracts a penalty of 50% on interest payable


6 reasons to open a Fixed Deposit Account

  • Offers you funds security
  • You know in advance the interest that will be earned
  • Offers Flexibility on maturity (3, 6,12, and 24 months)
  • Is a risk-free investment with a guaranteed return
  • Gives you access to loan facility in case of need (It can be used as a lien/collateral for the loan)
  • The renewable investment enables you to maximise your interest earning

To open an account, you must…

  • Be 18 years and above
  • Own a CRDB Account 
  • Have a valid ID (NIDA ID, Voters ID, Passport, Driver’s licence, Zanzibar ID)
  • Have 2 passport photos


Maswali

Hapana, Mteja wa Akaunti ya Muda maalumu hawezi kupata kadi ya malipo ya CRDB kwani akaunti hii haikusudiwa kuwezesha shughuli

HAPANA, Mteja wa akaunti ya Amana hawezi kupata huduma ya SimBanking, kwani haijakusudiwa kuwezesha shughuli

NDIYO, mteja wa Amana iliyowekwa amepata mkopo na amana yake ya kudumu ikiwa dhamana ya mkopo Maswali yanayoulizwa mara kwa mara kuhusu Akaunti ya Amana

Riba ya Akaunti ya Amana iliyosimamishwa hulipwa mwishoni mwa mkataba (wakati wa kukomaa)

HAPANA, Akaunti ya Amana hairuhusu usajili wowote wa agizo maalumu iwe kuweka au kutoa kwa akaunti.

NDIYO, Akaunti ya Amana Iliyosimamishwa inaweza kughairishwa kwa ombi la mteja. Walakini kunaweza kuwa na adhabu zinazotolewa kwa riba iliyopatikana Maswali yanayoulizwa mara kwa mara kuhusu Akaunti ya Amana

Mteja wa Akaunti ya Muda Maalumu anapewa Stakabadhi ya Amana Maalumu (FDR), ambayo inasainiwa na pande zote mbili (yaani mteja na mwakilishi wa benki). FDR inaonyesha maelezo yote ya mkataba pamoja na kiwango kilichowekwa, kiwango cha riba na umiliki.

Unaweza kupendezwa na