Invoice Discounting Finance
Overview
IDF allows SME businesses to borrow funds against confirmed unpaid invoices raised either after partial or complete implementation of contract that will be paid by employer or Client in the near future as [er prescribed time, terms and conditions in the invoice.
IDF allows SME businesses to borrow funds against confirmed unpaid invoices raised either after partial or complete implementation of contract that will be paid by employer or Client in the near future as [er prescribed time, terms and conditions in the invoice.
Loan amount of up to 70% of supplier’s tax invoice value excluding tax.
Maximum loan is TZS 5 billion or USD equivalent.
Loans be issued on TZS or USD (depending on the repayment sources).
The loan tenor is 30 to 90 days (Depending on the terms of certificate raised and LPO or Sales Contracts).
Competitive interest rates and affordable terms.
Customers with good track records in Account conduct and credit history.
Customer with previous successfully executed invoice discount contracts from reputable Buyer/Client.
Acceptable invoices are those from reputable organizations with history of settling their obligations within acceptable timeline.
Invoices with outstanding payments below 60 days.
Applicants must open or have SME CRDB Business Account i.e. CRDB Biashara Account.
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